Mortgage Learning Center

StopRenting offers first time home buyers numerous mortgage options without the headaches and aggravation.

Buying your first home can be an overwhelming and frustrating process.  At StopRenting, we take the confusion out of the process by providing you with an Advisor that personally walks you through the various steps of purchasing your home.  For example, after you complete the application for a mortgage on our website, we will make sure you understand all the terms and conditions in your offers and help you select the right option.  This could potentially save you thousands of dollars, time and energy.

4 simple steps:

  1. Complete our easy and secure application online.
  2. Receive up to 4 offers from contending lenders.
  3. Compare interest rates, closing costs, and Annual Percentage Rate (APR) on your own time and at your own pace.
  4. Choose your loan independently, or call your StopRenting advisor for advice and assistance.

To begin, simply start your free StopRenting Application.   

Gain more information and free tools by visiting our tips and advice and mortgage calculators.

Types of Loans – Under each specific loan program there are multiple loan types to meet your needs. How do you know which one is right for you? This guide provides easy to understand definitions for most of the loan types, allowing you to be fully informed of the contract you enter into when purchasing your first home.

Grants – Many state and local agencies as well as private corporations offer grants for down payments or closing costs that are normally not required to be paid back. We can help you find grants that would available to you in your area. Please call your personal StopRenting Advisor for more information, or­­ 1-866-458-1485.

Down Payment Assistance Programs – You may be eligible for money for your down payment through your city, county, and state government. Some require payback at a low rate and payment and some are offered as grants. There are also programs that offer forgiveness of debt if you live in the house for a certain period of time. For more information, please contact your personal StopRenting Advisor, or 1-866-458-1485.

StopRenting Lenders Network

StopRenting pairs first time home buyers with multiple contending lenders to help deliver better rates and mortgage options.

This Month's Spotlight

USDA Rural Home Services

This loan program is a wonderful program for buyers if you live in an area that qualifies for a Rural Home Loan.  USDA has the only 100% loan program on the market.  If you are short on upfront cash and can afford a payment, this program will help you take advantage of the low interest rates being offered by every lender and broker.  Read More